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Services · Florida

One call. The right contractor for every project.

We're not a construction company — we match Florida property owners with the best vetted, licensed contractor for the job, and finance it with $0 down. One trusted layer for your whole home.

  • Licensed
  • Insured
  • Financing options
  • $0 down
A South Florida home upgraded through APEX-matched contractors

$0-down eligible upgrades

Hurricane-hardening, energy and water upgrades — financed at $0 down, with PACE available as one option for qualifying work in Florida.

$0 down · on your tax bill

Remodels & home improvements

Kitchens, baths, floors and outdoor projects, financed through our $0-down consumer program — no payments for 12–18 months, then a low, fixed monthly. Not free, not a grant — just done.

$0 down · no payments 12–18 mo.
What we finance

Upgrades that transform Florida homes

From hurricane protection to full remodels — financed at $0 down.

Impact windows & doors
Impact windows & doors
Roofing
Roofing
Solar
Solar
Kitchens
Kitchens
Modern homes
Modern homes
Miami-Dade & beyond
Miami-Dade & beyond

Images are illustrative of the project types we finance.

How it works

Three steps. Zero money down.

We sit between you and the contractors — on your side. Free for property owners.

01

Tell us about your project

Project type, budget, and where your property is. Takes about a minute.

02

We match you

We find the best vetted contractor for your specific job — and lay out your $0-down financing options.

03

Get it done

Your contractor does the work with $0 down. You repay over time on the financing plan that fits you best.

Financing

$0 down financing built around your project

There's no single way to pay for a home upgrade. We line up the $0-down options that fit your project and how you qualify — and your project manager shows you exactly what you can apply for.

Flexible financing built around your project — PACE is just one option.

We work across $0-down programs, rebates, tax credits, and other financing paths. We'll point you to whatever fits your project best.

$0-down home-improvement program

No payments for 12–18 months, then a low, predictable monthly.

PACE for eligible upgrades

One option for qualifying energy and hurricane work where it's available.

Rebates & tax credits

Utility, state, and federal incentives stacked on top where they apply.

Your Project Manager guides you

Shows exactly what you qualify for based on your project.

FAQ

Questions, answered

No. We're an independent matching service. We find you the best, vetted contractor for your project and help you finance it.

Our matching service is free for property owners. You pay your contractor for the work — financed with $0-down options.

PACE lets you finance qualifying upgrades with no money down. You repay over time as a line item on your annual property tax bill.

Because PACE is tied to the property, the remaining balance can transfer to the new owner when you sell.

Hurricane protection (impact windows, doors, roofs), HVAC, solar, water heating, and other energy and resilience upgrades.

We focus on Miami-Dade and serve property owners across Florida.

$0 down

Ready to upgrade with $0 down?

Tell us about your project and we'll match you with the right contractor and financing.