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- How it works
The right contractor for your home, in three simple steps — $0 down
APEX is an independent matching service for Florida property owners. Tell us what you want to improve, and we connect you with a vetted, licensed contractor — with $0-down financing options tailored to your project and how you qualify.
- Licensed
- Insured
- Financing options
- $0 down
1 min
to tell us your project
~1 day
typical match turnaround
$0
out of pocket to start
From idea to done — on your side the whole way
We sit between you and the contractors, never the other way around. Free for property owners, with no obligation at any step.
Tell us about your project
Share your project type, budget range, and where your property is. It takes about a minute — no documents, no credit check, no commitment.
- Pick from common Florida upgrades
- Tell us your county and property type
- No credit pull to get started
We match you with the right pro
We screen our network for the licensed, insured contractor who actually fits your job, your area, and your timeline — and lay out your $0-down financing options.
- Matched by trade, budget & location
- Only vetted, financing-ready contractors
- Clear $0-down financing, explained
Get the work done — $0 down
Your contractor does the work with nothing out of pocket. You repay over time on the financing plan that fits you — for some programs, as a line on your property-tax bill.
- Start with $0 down
- No payments for 12–18 months
- Flexible repayment to fit your budget
From quote to done — without paying upfront
$0 down. No payments for 12–18 months. Then a low, predictable monthly — depending on the program you qualify for.
$0
Start with $0 down
Your project begins with nothing out of pocket.
12–18 mo
No payments for 12–18 months
A real deferral window before anything is due.
Low
Then a low monthly
Affordable, predictable payments — depending on the program you qualify for.
APEX Project is not a lender, contractor, or PACE program administrator. PACE financing is provided by third-party PACE programs and is subject to eligibility and approval. Estimates shown are illustrative only.
An independent layer, not another contractor
What APEX does
- Matches you to the best-fit vetted, licensed contractor
- Lines up $0-down & other financing options
- Stays on your side — free for property owners
What APEX is not
- Not a construction company — we don't do the work
- Not a lender or PACE program administrator
- Never a cost to you — you only pay your contractor
Ready? Start with your project
Answer a few quick questions and we'll match you with a vetted Florida contractor — financing options included.
Find your contractor & financing
A few quick questions — no commitment, no credit hit.
Step 1 of 4 — What's your project?
What's your project?
Questions, answered
No. We're an independent matching service. We find you the best, vetted contractor for your project and help you finance it.
Our matching service is free for property owners. You pay your contractor for the work — financed with $0-down options.
PACE lets you finance qualifying upgrades with no money down. You repay over time as a line item on your annual property tax bill.
Because PACE is tied to the property, the remaining balance can transfer to the new owner when you sell.
Hurricane protection (impact windows, doors, roofs), HVAC, solar, water heating, and other energy and resilience upgrades.
We focus on Miami-Dade and serve property owners across Florida.
Ready to upgrade with $0 down?
Tell us about your project and we'll match you with the right contractor and financing.